Sometimes you just need to pause and turn inwards. After months of silence on this platform I’m happy to return and explain that my husband and I are now anxiously awaiting the arrival of our first child later this year – and we’ve taken a few months to sit back, digest what’s happening with our lives, and to take a long hard look at how this will affect our finances. Prior to pregnancy, my husband and I were well on our way to paying off our $282,874.50 in debt (in 6 months we’d eliminated two credit cards, a family loan and started in on our high-interest student loan – about $13,000 in debt) – but by mid-March we both had to stop and reflect if putting every penny of our disposable income towards debt repayment was the most logical use for our money with a child on the way. After many months of talking and planning, we’re back with a modified debt repayment plan that will allow us (first time parents) to adequately prepare...
