Month: January 2017

How to set achievable financial goals - plus a free printable

How to Set Achievable Financial Goals – Plus a Free, Printable Guide

At the start of a new year, we often find ourselves setting goals and seeking fresh starts. It isn’t coincidence. It’s something called a ‘temporal landmark.’ Humans seek out ways to improve on ourselves, and one of the popular ones (behind getting fit, losing weight, and enjoying life) is getting our finances in order. Maybe that’s you! And if you’ve committed to getting money-savvy this year I want to commend you. It’s never too late to start getting right with your finances. So today let’s capitalize on that momentum and excitement by talking about financial goal setting and positive habit formation. Why set financial goals? Setting great goals isn’t about creating a laundry list of everything you want to achieve (although that is part of it). It’s about getting really clear on what you want and how you will achieve it. As the late and great Lewis Carroll said, ‘If you don’t know where you are going, any road will get you there.’ Goals provide focus. And when it comes to getting your finances in …

Free Printable Habit Tracker

Part of my morning ritual at work is marking off the previous day’s box in my habit tracker. There’s something incredibly satisfying about being able to color it in. It’s a reflection of positive change, and humans are notoriously awful at being able to recognize progress in this way. I’ve got a handful of items I’m working on this year, so I made this tidy, easy-to-use habit tracker to keep myself accountable and now I’m sharing it with you. The Freebies I’ve made two separate trackers for you to grab; both are in PDF format. Here’s a year-long spread with a focus on a single habit: Download and Print (8.5″ x 11″) Or if you’re tracking multiple habits and looking for something with a bit more flexibility, try this spread: Download and Print (8.5″ x 11″) In the comments: What small changes and habits are you trying to make and form this year?

15 Small Changes For Better Health, Wealth, and Happiness

I recently shared my personal vision for the year. I recognize that progress and success comes by taking a series of small steps. In order to achieve my vision for my future self, here are the 15 small changes I’m planning to make this year: Stop Purchasing Books/Audiobooks, Use the Library Instead I pay for my local library through taxes, so I will begin utilizing it much more. Libraries played an incredibly important part of my childhood and teen years, offering me a place to go and be alone with my interests unfettered. It is an invaluable community resource and is something I’ll be frequenting much more. Drink the (Strong) Coffee at Work  I’ve always avoided the coffee pot at work because, for some reason, the coffee here is some of the strongest I’ve ever tasted. It’s a bitter, black brew. But it’s free and convenient, and I’ll learn to drink it and save a few dollars every day. Quit the Gym  There’s a gym only a few block away that I’ve paid dues to …