All posts tagged: Budgeting

Let’s Talk About Lifestyle Creep

I recently earned a promotion and raise at my place of employment that will amount to a few hundred dollars extra each month. Given my recent commitment to rapid debt reduction, this is a great boon – but in the spirit of reflection, I have to honor that my previous raises haven’t always been so responsibly allocated. So today – let’s talk about lifestyle creep. Lifestyle Creep in 3 Parts: Coffee, Clothing and Cuisine All it takes is a quick glance at my spending history to identify the common culprits of lifestyle creep. They are also my strongest temptations to spend: coffee, clothing and cuisine. Part 1: Coffee There’s something about coffee that warms my soul. The bitterness of a dark roast served black. The warmth and comfort of my go-to soy macchiato. The time spent with friends over a cup of chai. The triple-shot monstrosity to get me through a Monday. It all adds up to an easy excuse to spend a few bucks here and there – and gets easier to justify when you …